Online Banking
Personal Checking Accounts
| Regular Checking | Senior Checking1 | VIP Checking | Student Checking | Premier Checking | |
|---|---|---|---|---|---|
| Opening Balance | $500 | $100 | $100 | None | $5,000 |
| Minimum Balance to avoid maintenance fee | $500 | None | $30,0002 Combine Balance | None | $5,000 |
| Maintenance Fee | $10 | None | $10 | None | $10 |
| Interest Paid | N/A | Monthly | Monthly | N/A | Monthly |
| ATM Usage3 | Free | Free | Free | Free | Free |
| Internet Banking | Free | Free | Free | Free | Free |
| Bill Payment | Free | Free | Free | Free | Free |
| Telephone Banking | Free | Free | Free | Free | Free |
| Mobile Banking | Free | Free | Free | Free | Free |
| 1 | Qualified for seniors aged 59 or over |
| 2 | Any combination of Money Market, Savings, or CD's for free services (free checking, standard printed checks, cashier's checks, money orders, notary, signature guarantees, 15% safe deposit box discount, automatic overdraft protection available.) |
| 3 | Free PGB ATMs usage for customers. |
Regular Checking
- Minimum balance of $500 to avoid $10 monthly maintenance fee.
- Free online banking, bill payment, e-statement, telephone banking, and mobile banking
Senior Checking
- Qualified for seniors aged 59 or over
- No minimum balance requirement
- Free online banking, bill payment, e-statement, telephone banking, and mobile banking
- Interest earned monthly
VIP Checking
- Minimum combined balance of $30,000 in money market, savings, and/or certificate of deposit accounts to avoid $10 monthly maintenance fee
- Free standard printed checks.
- Free cashier's checks and money orders.
- Free automatic transfer from savings to checking for overdraft protection (limited by 6 preauthorized withdrawals monthly.)
- 15% Safe Deposit Box discount annually.
- Free online banking, bill payment, e-statement, telephone banking, and mobile banking
Student Checking
- Qualified for full time students with valid student ID
- No minimum balance requirement
- Free online banking, bill payment, e-statement, telephone banking, and mobile banking
Premier Checking
- Minimum balance of $5000 to avoid $10 monthly maintenance fee
- Free online banking, bill payment, e-statement, telephone banking, and mobile banking
- Competitive interest rate
Click here to view our Personal Checking Product table.
Click here to compare our interest rates.