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Personal Checking Accounts


Personal Checking Accounts
  Regular Checking Senior Checking1 VIP Checking Student Checking Premier Checking
Opening Balance $500 $100 $100 None $5,000
Minimum Balance to avoid maintenance fee $500 None $30,0002 Combine Balance None $5,000
Maintenance Fee $10 None $10 None $10
Interest Paid N/A Monthly Monthly N/A Monthly
ATM Usage3 Free Free Free Free Free
Internet Banking Free Free Free Free Free
Bill Payment Free Free Free Free Free
Telephone Banking Free Free Free Free Free
Mobile Banking Free Free Free Free Free
1 Qualified for seniors aged 59 or over
2 Any combination of Money Market, Savings, or CD's for free services (free checking, standard printed checks, cashier's checks, money orders, notary, signature guarantees, 15% safe deposit box discount, automatic overdraft protection available.)
3 Free PGB ATMs usage for customers.

Regular Checking

  • Minimum balance of $500 to avoid $10 monthly maintenance fee.
  • Free online banking, bill payment, e-statement, telephone banking, and mobile banking

Senior Checking

  • Qualified for seniors aged 59 or over
  • No minimum balance requirement
  • Free online banking, bill payment, e-statement, telephone banking, and mobile banking
  • Interest earned monthly

VIP Checking

  • Minimum combined balance of $30,000 in money market, savings, and/or certificate of deposit accounts to avoid $10 monthly maintenance fee
  • Free standard printed checks.
  • Free cashier's checks and money orders.
  • Free automatic transfer from savings to checking for overdraft protection (limited by 6 preauthorized withdrawals monthly.)
  • 15% Safe Deposit Box discount annually.
  • Free online banking, bill payment, e-statement, telephone banking, and mobile banking

Student Checking

  • Qualified for full time students with valid student ID
  • No minimum balance requirement
  • Free online banking, bill payment, e-statement, telephone banking, and mobile banking

Premier Checking

  • Minimum balance of $5000 to avoid $10 monthly maintenance fee
  • Free online banking, bill payment, e-statement, telephone banking, and mobile banking
  • Competitive interest rate

Click here to view our Personal Checking Product table.

Click here to compare our interest rates.

Click here to view other convenient services from our bank.

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