CDs & IRAs

 

  • Time Certificate of Deposit

  • IRA* CD

  • Option Rate Certificate of Deposit

*Federal regulations require a penalty for making withdrawals before the age of 59 ½, and, for certificates of deposit, there is a substantial penalty for withdrawal of funds from the certificate prior to maturity.

 

CDARS (Certificate of Deposit Account Registry Service)

As a local CDARS Network member, Pacific Global Bank, a division of Royal Business Bank, offers a convenient way for you to access FDIC insurance on large CD deposits above $250,000. You will not be charged annual fees, subscription fees, or transaction fees for using CDARS. You can select from various maturities – ranging from 4 weeks to 260 weeks (5 years) – and choose the terms that best suit your investment needs.

 

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