CDs & IRAs


  • Time Certificate of Deposit

  • IRA* CD

  • Option Rate Certificate of Deposit

*Federal regulations require a penalty for making withdrawals before the age of 59 ½, and, for certificates of deposit, there is a substantial penalty for withdrawal of funds from the certificate prior to maturity.


CDARS (Certificate of Deposit Account Registry Service)

As a local CDARS Network member, Pacific Global Bank, a division of Royal Business Bank, offers a convenient way for you to access FDIC insurance on large CD deposits above $250,000. You will not be charged annual fees, subscription fees, or transaction fees for using CDARS. You can select from various maturities – ranging from 4 weeks to 260 weeks (5 years) – and choose the terms that best suit your investment needs.


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Personalization Settings



Pacific Global Bank would like to personalize your banking experience. Please enter your first name below..

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to the web server.

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