高寶利率

利率自2018年7月25日生效

支票賬戶1
賬戶種類最低開戶額最低免服務費日餘額利率年化利率
高寶隨享
支票賬戶
$500.00 $500.00 0.000% 0.00%
高寶利享
支票賬戶
$800.00 $800.00 0.349% 0.35%
高寶老年
支票賬戶
$100.00 $0.01 0.349% 0.35%
高寶尊享
支票賬戶
$100.00 $30,000.00 (名下總存款) 1.243% 1.25%
高寶優享
支票賬戶(GPC)
$5,000.00 $5,000.00  1.243%  1.25% 
高寶商務
利享支票賬戶
$100  $15,000.00 0.249% 0.25% 
儲蓄賬戶1
賬戶種類最低開戶額最低免服務費日餘額利率年化利率
高寶隨享儲蓄賬戶 $500.00 $500.00 0.349% 0.35%
高寶隨享存摺儲蓄賬戶 $500.00 $500.00 0.349% 0.35%
高寶樂享兒童儲蓄賬戶 $10.00 $0.01 0.249% 0.25%
高宝尊享储蓄账户 $15,000.00 $15,000.00 0.996% 1.00%
高寶優享儲蓄賬戶 $50.00 $2500.00 0.996% 1.00%
高寶貨幣市場賬戶1
 個人(MMP)商務(MMB)
日餘額利率*年化利率利率年化利率
$2,000.00 - $24,999.99 1.045% 1.05% 0.549% 0.55%
$25,000.00 - $49,999.99 1.292% 1.30% 0.797% 0.80%
$50,000.00 - $99,999.99 1.539% 1.55% 1.045% 1.05%
$100,000.00 - $250,000.00 1.784% 1.80% 1.292% 1.30%
$250,000.00 and above 1.981% 2.00% 1.490% 1.50%
高寶健保儲蓄賬戶1
日餘額利率年化利率
$0.00 - $799.99 0.000% 0.00%
$800.00 - $4,999.99 0.249% 0.25%
$5,000.00 - $24,999.99 0.499% 0.50%
$25,000.00 and above 0.749% 0.75%

1 賬戶服務費會減少預期收益,現有利率可能改變

期限賬戶金額利率年化利率
定期存款1 (最低開戶額$1,000)
30 天 $1,000.00 - $99,999.99 0.4998% 0.50%
60 天 $1,000.00 - $99,999.99 0.6481% 0.65%
90 天 $1,000.00 - $99,999.99 0.7473% 0.75%
6 個月 $1,000.00 - $99,999.99 0.9951% 1.00%
9 個月 $1,000.00 - $99,999.99 1.2424% 1.25%
12 個月 $1,000.00 - $99,999.99 1.7351% 1.75%
18 個月 $1,000.00 - $99,999.99 1.9806% 2.00%
2 年 $1,000.00 - $99,999.99 2.2252% 2.25%
3 年 $1,000.00 - $99,999.99 2.4695% 2.50%
4 年 $1,000.00 - $99,999.99 2.7131% 2.75%
5 年 $1,000.00 - $99,999.99 2.9561% 3.00%
零存整取 (12 個月) $500.00 - $99,999.99 0.9951% 1.00%

1 定期存款到期日前取款會產生利息罰金。罰金會減少預期收益。存款優惠請參見廣告。

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